Cost of living crisis and money saving ideas 

The UK are facing real economic uncertainty with the cost-of-living crisis showing no signs of abating. 

We know that many of our customers are worried, so we have compiled a short guide in how to access and afford essential items we all need to live a comfortable life. 

Are you owed a state pension top-up? 

Pension credit is a tax-free, means-tested benefit aimed at retired people on low incomes. In addition, it’s a gateway benefit that may make you eligible for council tax discounts, free TV licences for over 70s and more. Check your eligibility today

Make do and mend at a repair café 

Lean on your local community if you have broken household items you are unable to repair. Volunteers will fix your broken items for free but welcome a donation to cover the costs of running the café. 

Find your local repair café here

Is your phone and/or broadband out of contract? 

Are you on an old contract? Use the broadband and cheap sim comparison tools on the Money Saving Expert website to find a cheaper deal. 

Do you qualify for a broadband ‘social tariff’? 

If you are on a lower income, or on Universal Credit, there are a list of social tariffs which are cheaper in the long-term.  

If you are currently looking for work, you may even be eligible for six months free broadband. 

Unable to afford period products? 

Period products can cost up to £100 a year, despite the abolished ‘tampon tax’. Primary and secondary schools in the UK now offer free period products. You can also collect sanitary products at foodbanks, and Morrisons offer free care packages – just ask for Sandy! 

It’s worth mentioning that supermarket own brand products are as good as the well-known brands, and much more affordable. 

Does your child qualify for free school meals? 

If you receive a means tested benefit and are currently on a low income, your child may qualify for free school meals. Speak to your child’s school to find out more. 

Don’t overpay for your prescriptions 

If you require more than one prescription a month on average, it’s worth using an NHS prescription prepayment certificate

On benefits and have a disabled child? You could get cash from The Family Fund 

If you have a disabled child (aged 17 or under) who lives at home, and you receive certain benefits, The Family Fund has grants that can make life that little bit easier. 

The list of ways to get more for your money isn’t exhaustive, and we will be sharing more tips and ideas over the coming months.